business products

This account is available to sole proprieters, not-for-profit and government agencies that meet certain regulatory requirements. It is an interest bearing account, with check writing features.$1500.00 minimum balanced required. $15.00 fee if balance fall below the minimum.

Our low-cost checking account is an option for small and mid-sized businesses with limited account activity. $15.00 fee if minimum balance falls below $500.00. Excess transaction fees apply if over 500 transactions.

Our Analyzed Business account is for businesses with a higher level of activity or larger balances. An earnings credit rate is applied to the balances you maintain in the account to offset costs of required services. This type of account can be a designed as a sweep or zero balance account.

An IOLTA is an interest bearing account designed specifically for attorneys who handle client funds. The interest earned is paid to the Lawyers Trust Fund of Illinois, which uses these funds for legal assistance and other public programs. In support of the fund, we waive the monthly maintenance fee for IOLTA. Winfield Community Bank is proud to be on IOLT's Honor Roll of Banks.

This is an credit card processing merchant account processed through one our our approved credit card processors either Merchant Accounts LLC, High Risk Merchant Account or Merchant Bankcard with limited check processing capabilities. Interest on reserve accounts is credited monthly. A minimum balance requirement of $2500.00 waives minimum balance service charge. Excess transaction fee also apply. $55.00 fee if minimum monthly transaction volume falls below $2500.00 for the month. Federal regulation limitation applies.

Traditional savings account for businesses. Interest is credited monthly. Minimum balance requirement is $500.00. Excess transaction fee also apply. $5.00 fee if minimum balance falls below $500.00. Federal regulation limitation applies.

Perfect for home-based businesses, this account offers a $0.00 minimum balance requirement and includes 200 free transactions! Excess transaction fee also apply. $15.00 fee if minimum balance falls below $0.00.