Business Loan Products

Winfield Community Bank offers all types of commercial loans, with on-site approval and quick turnaround times for merchant cash advance funding. These products have been designed to serve the financing needs of privately held companies and entrepreneurs, while establishing and maintaining excellent banking relationships.

Commercial Real Estate Loans

We provide real estate term loans secured by owner-occupied and investment property.

Commercial Construction/Acquisition Loans

Commercial construction loans are available for qualified owners or investors on business projects. Disbursements are made through a title company construction escrow. Fees for loan costs and out of pocket expenses may apply.

Equipment Loans

Loans for equipment purchases are available using the equipment being purchased as collateral.

Line of Credit

Revolving Lines of credit are made available to businesses to support cash flow needs. Term is generally one year. Lines are normally secured by all business assets and are advanced on a formula to the collateral.

For all of the above loan categories:

-Advance rates vary per collateral
-Interest may be floating or fixed
-Repayment terms vary per transaction
-Personal guarantees may be required to support the transaction